Both measures include added funds for funeral services in an attempt to cushion the financial blow to families, many of whom are already struggling because of the loss of income in the economic downturn caused by the pandemic.
To qualify for reimbursement, an applicant must be a United States citizen or legal permanent resident who has documentation that they paid funeral expenses for someone whose death “may have been caused by” or “was likely a result of” Covid-19 or “Covid-19 like symptoms,” or whose records include “similar phrases that indicate a high likelihood of Covid-19,” according to FEMA. The person who died need not have been a United States citizen or resident, the agency said.
FEMA will reimburse funeral costs for multiple people in the same family, up to a maximum of $35,000, according to the agency. But the amount of federal assistance will be reduced if applicants also received support from other sources, including insurance policies specifically designed to pay for funeral expenses.
The effort to soften the financial burden of the pandemic is one of the largest such efforts ever undertaken by the agency. It also offers an opportunity for fraud, as the agency acknowledges in bright red type on its website.
“Fraud Alert: We have received reports of scammers reaching out to people offering to register them for funeral assistance,” the alert says. “FEMA has not sent any such notifications and we do not contact people prior to them registering for assistance.”